Senior Loan Officer · NMLS #976954
Meet Kristal Branscome
With over 20 years in the mortgage industry, Kristal has helped hundreds of families, veterans, and investors find the right home financing — with honesty, expertise, and a personal touch.
20+
Years Experience
Her Story
A Mortgage Advisor Who Goes Above and Beyond
As a Senior Loan Officer with Edge Home Finance, Kristal Branscome brings over two decades of lending experience to every client relationship. She has access to more than 200 lending partners, giving her the ability to find competitive rates and the right loan program for virtually any situation.
Whether you're a first-time homebuyer navigating the process for the first time, a veteran looking to maximize your VA loan benefits, a self-employed borrower, or an investor building your portfolio — Kristal has the expertise and the network to get it done.
Kristal is licensed in Colorado, North Carolina, Tennessee, Florida, California, Missouri, Arkansas, Washington, Alabama, and Georgia. She is known for her responsiveness, attention to detail, and her ability to close fast — even when other lenders can't.
20+
Years of Experience
200+
Lending Partners
100+
Five-Star Reviews
10
States Licensed
What Sets Kristal Apart
Always Available
Kristal is known for being responsive and accessible — answering questions quickly and keeping clients informed every step of the way.
Closes Fast
When timing matters, Kristal delivers. She has a proven track record of quick closings that help clients land their dream homes in competitive markets.
Looks Out for You
Kristal always puts her clients' best interests first — finding the loan program that truly fits, not just the one that's easiest.
Expert Across Loan Types
From VA loans and FHA to bank statement and DSCR programs, Kristal has deep expertise across the full spectrum of mortgage products.
Ready to Work with Kristal?
Start your application today or schedule a free consultation.