Kristal Branscome, Senior Loan Officer at Edge Home Finance, helping clients with home loans

Senior Loan Officer · NMLS #976954

Mortgage SolutionsMade Simple

20+ Years of Lending · 200+ Lending Partners · Licensed in CO, NC, TN, FL, CA, MO, AR, WA, AL & GA

20+ Years Experience
100+ Five-Star Reviews
200+ Lending Partners
Kristal Branscome, Senior Loan Officer with Edge Home Finance

20+

Years Experience

Your Trusted Mortgage Advisor

Meet Kristal Branscome

As a Sr. Loan Officer with Edge Home Finance, I help homebuyers, homeowners, veterans, and investors find the right financing. With access to over 200 lending partners, I offer conventional, FHA, VA, USDA, jumbo, investment property, and refinancing options with personalized service from application to closing.

NMLS #976954 | Licensed in CO, NC, TN, FL, CA, MO, AR, WA, AL & GA

Learn More About Kristal

Why Choose Loans by Kristal

200+ Lending Partners

Access to competitive rates and loan programs is crucial for first-time homebuyers, and a knowledgeable mortgage broker can guide you through various home financing options.

Happy family receiving house keys
100+

100+ Five-Star Reviews

A proven track record of happy clients navigating home financing, mortgage broker services, and refinancing options.

First-Time Homebuyer Specialist

Committed to helping families navigate the home-buying process with confidence.

VA Loan Expert

Helping veterans maximize their home financing benefits, including VA loans and specialized programs.

Loan Programs

Tailored financing solutions for every situation

ConventionalFHAVA LoansUSDAJumboBank StatementDSCRInvestment PropertyHELOCRefinance OptionsPurchase Loans

Request a Free Consultation

Ready to Get Started?

Call or Text

720-878-6781

Kristal Branscome · NMLS #976954
Edge Home Finance LLC · NMLS #891464

Verified Google Reviews

What Clients Are Saying

5.0

100+ reviews

Google Reviews
See all reviews

Kristal worked so very hard for months to help us get a loan to buy our home. We definitely knew without a doubt that she was in our corner. Loved working with her!

Wes And Melody Lowry

Oct 2026

Google

Left a 5-star rating

Bailey Rubadue

Sep 2026

Google

We have had two great experiences working with Kristal! She is very responsive and always went the extra mile to explain things in detail to make sure we understood the process. We wanted to close fast and she was able to get it done. Couldn't recommend her enough!

Ryan Turner

Sep 2026

Google

Kristal is the best choice you will make when buying a home. From helping us with our first home 5 years ago, to purchasing our second home a couple of weeks ago, she was beyond incredible. She always goes above and beyond, and did a super quick close to help us land our dream home. She could not have made this process any smoother for us!

Alexandra Turner

Sep 2026

Google

I have worked with several lenders and I have never had anyone go above and beyond like Kristal. She finds the program that is perfect for the client, always looking out for their best interest. If she tells you she can do something- she will get it done.

Stacy Kinder

Sep 2026

Google

Kristal is an absolute ROCK STAR! Given my husband's profession, sometimes lenders want any/all and extra details. Kristal was so thorough in her initial details of what she needed from us, we did not have to do anything extra and only had to provide most recent statements. I can't recommend Kristal enough and this is the second time we have worked with her and it only continues to get better! Her expertise, knowledge and patience truly makes her the best in the business. We also are an out of state sale/purchase and it was completely seamless. 5 stars is not enough for Kristal and her team!

Kaytie Younkin

Sep 2026

Google

Kristal worked so very hard for months to help us get a loan to buy our home. We definitely knew without a doubt that she was in our corner. Loved working with her!

Wes And Melody Lowry

Oct 2026

Google

Left a 5-star rating

Bailey Rubadue

Sep 2026

Google

We have had two great experiences working with Kristal! She is very responsive and always went the extra mile to explain things in detail to make sure we understood the process. We wanted to close fast and she was able to get it done. Couldn't recommend her enough!

Ryan Turner

Sep 2026

Google

Kristal is the best choice you will make when buying a home. From helping us with our first home 5 years ago, to purchasing our second home a couple of weeks ago, she was beyond incredible. She always goes above and beyond, and did a super quick close to help us land our dream home. She could not have made this process any smoother for us!

Alexandra Turner

Sep 2026

Google

I have worked with several lenders and I have never had anyone go above and beyond like Kristal. She finds the program that is perfect for the client, always looking out for their best interest. If she tells you she can do something- she will get it done.

Stacy Kinder

Sep 2026

Google

Kristal is an absolute ROCK STAR! Given my husband's profession, sometimes lenders want any/all and extra details. Kristal was so thorough in her initial details of what she needed from us, we did not have to do anything extra and only had to provide most recent statements. I can't recommend Kristal enough and this is the second time we have worked with her and it only continues to get better! Her expertise, knowledge and patience truly makes her the best in the business. We also are an out of state sale/purchase and it was completely seamless. 5 stars is not enough for Kristal and her team!

Kaytie Younkin

Sep 2026

Google

Frequently Asked Mortgage Questions

Answers to common questions about home buying, refinancing, and mortgage qualification.

Ready to Find Your Perfect Loan?

Call or text Kristal today — no obligation, just answers.